Embedded Finance
for Platform Customers
Path connects platform businesses to Banks and Acquirers. It provides an all in one integration and management experience for platforms while enabling existing bank or acquirer solutions a path to the new customers.
The Fast Integration Path for Platform Business
Path empowers software platforms with a.i integration tools for effortless payment and financial service integration.
Fastest Partner Integrations
Achieve the fastest and most cost-effective platform integration with Agentic Connect. Seamlessly integrate through intuitive a.i. prompts, validate with dedicated agents, and finalise with expert human support.
Integrated Risk and Identidety
Path integrates the Acquirer’s risk and compliance policies directly into the platform, enabling automated onboarding and activation of sub-merchants. All managed and reported from one Dashboard.
Integrated Partner Payouts
Path enables risk based split payments and multiple beneficiary accounts. Path can output to existing banking providers reducing safeguarding changes and time to market.
Path for Acquirers, Banks and Processors
Path supports multiple partner models and integrates to the bank / acquirers terminal and e-commerce products if desired.
Referral, Embedded, and PFAC Models
Multiple plans designed to fit software businesses of all sizes. All plans are supported by a consistent set of powerful tools.
Comprehensive Regulatory Reporting
Risk and identity reporting for the software businesses and all their sub-merchants. Perpetual KYC approach utilising multiple industry sources to alway be compliant and reduce risk.
A.I. Native, Human Supported
Native AI reduces merchant onboarding friction throughout the entire boarding and activation process, while continuously monitoring and managing ongoing risks.
Fully Integrated POS Solutions
Integrate existing POS solutions into Path and provide platform businesses a seamless way to adopt your existing POS products and services.
Tools to Grow Your Platform Business
Path offers a comprehensive suite of tools designed to help platform businesses increase their revenue and expand their reach.
Easy Integration
Path is optimised for seamless integration, facilitating easy adoption of new products and providing a wide range of banking and acquirer solutions for the platform.
Agentic Integrations
Restful and GraphQL Support
Auto Merchant Identification
High Customer Risk Pass Rate
Integrated Billing and Invoicing
Growing Your Business
Path offers industry-leading tools for platforms to accelerate business growth and enhance customer success.
Multiple Terminal Options
Pay-by Link, VT and E-commerce
Embedded or Referred Payments
Financial Lending
DCC and FX Management
Helping Your Customers Grow
Path’s solution provides Platforms with customer management tools and data, and allows variable payouts.
Comprehensive Partner Portal
Real Time Data via GraphQL
Commission Management Engine
Flexible Payout Timing
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Examples of Paths Industry Leading Toolset
This section showcases real-world examples of how customers effectively leverage our solutions to overcome major challenges and achieve significant improvements.
Path Provides a Complete Service for Platforms
Path consolidates Acquirer’s and Bank’s existing services into a single, easy-to-integrate solution. Platform customers can access all the services they need to embed payments and other financial features from one convenient location.
A.I. is Native Across All Services
Path was developed with a focus on leveraging A.I. to enhance outcomes for Platform customers. It offers seamless integration and reduces friction related to compliance and security. Additionally, it delivers advanced trading analysis, recommending new embedded finance products tailored to the merchant’s trading behavior.
Right Tools for the Right Job
In addition to data integrations, Path offers a comprehensive dashboard to support their platform customers effectively. The dashboard features trading patterns, upgrade options, support resources, and highlights key customers. Platform users can request changes from their acquirer or bank and easily upgrade customer packages with new services.
Let’s Talk?
The Path team is here to help you expand your business by connecting you with platform customers. Contact us today to explore your options and get your product to market quickly and efficiently.
About Path
Path was created to help banks regain relevance in software-led merchant acquisition
The Rise of the Software Platform
Merchants are increasingly accessing payment services through the software platforms (ISVs) they already use to run their businesses. As a result, ISVs have become a critical route to market for acquiring banks but require new tools and processes to manage and grow these new sales channels.
Path provides the operating layer that connects this ecosystem
For Banks
Path helps manage the ISV portfolio, supports onboarding of merchants, oversees all activity and creates a scalable route to market through software-led channels.
For ISVs
Path simplifies the delivery of financial services to merchants, maximises the value of adding financial service products and provides tools to manage and grow merchant relationships.
For Merchants
Path supports a cleaner, more self-service payment experience delivered through the software environments they already trust.
Proven Delivery
Delivery of these services is flexible. Some banks may want a white-labelled platform where they control the full client lifecycle. Others may want Path to provide additional support across sales, retention or client services. In some cases, Path may lead the go-to-market activity while the bank provides back-end acquiring and processing capability.
Path understands the need for this flexibility as it was founded by a team of payments, technology, acquiring, POS, risk, operations and commercial leaders with decades of experience building and scaling payment propositions across the UK, Europe and international markets.
We have launched and run acquiring and e-commerce businesses, developed award winning POS platforms, automated and commercialised numerous payments
and compliance processes. We have done this in Europe, the US and International markets across clients and partners of all sizes. All of this gives us both a strategic as well as practical understanding of what it takes to turn a payment proposition into something banks, ISVs and merchants can actually use, scale and trust.
Built on deep operating experience across the global payments and commerce ecosystem.
